Friday 29 June 2012

Investment Education in Malaysia


It is found that investment looks to be a subject that is still very short of proper education in Malaysia. What I mean is, every profession, be it doctor, engineer, lawyer, pilot, accountant... it requires many years of basic education since we are kids, then years of higher education study, professional training, practice, gaining real life experience...and yet it doesn't guarantee we can master it. However at least there is a structured system that allows us to learn, and people are willing to learn from the system. Even for a particular skills like swimming, piano, guitar, cooking...trainings and classes are very common and well accepted.

Unfortunately for investment,  it is a multi trillion dollar industry but yet there is no proper system to educate us. If a person wants to educate himself seriously with investment, he will find a hard time to do so. First of all, there are no such system to educate you. There are tonnes are information out there about investment, but they are in pieces and it takes lots of effort to organize and digest them properly.

From my observation, investing in stocks is kind of common in Malaysia, but majority of the investors invest without being equipped with all the tools necessary : MIND SET, ATTITUDE, KNOWLEDGE, SKILL, STRATEGY AND GAME PLAN, RISK MANAGEMENT. Stock market is a dangerous place where only the GOOD ones survive and get rewarded, having done so is like entering the battlefield naked and unarmed. We must understand, getting yourself equipped with all these tools requires education, practice and time.

In Malaysia, for a person who seriously want to get himself educated with investment knowledge will find the sources very limited. I had spent years of hard time to learn on my own, attended different classes in overseas, and find that learning could have been many times easier and shorter if there is a proper system.

With the vision of promoting healthy investment culture in Malaysia and help serious investors to profit consistently, I leverage on my knowledge and experience to come out with this comprehensive investment learning program to educate serious investors



Wednesday 27 June 2012

KLCI historical high 16XX

KLCI has touched it's historical high and stayed marginally above the 1600 level for last few days.

There are bullish analysts coming out with statement that it will challenge the 1700 level in a few weeks time.

Will it continue to move up next few days, or next week? My answer is: I DON'T KNOW

To make it more practical and meaningful from investment point of view, here are some points worth to think through carefully:



  • From technical stand point, the price pattern and indicators shows it has bigger PROBABILITY to go UP or go DOWN? What kind of time frame are we considering? 1 week, 1 month, 1 year, 2 years...?
  • Does it have high valuation or low valuation now? Is it expensive or cheap now? 
  • How will the global and local sentiment affect the upcoming movement of KLCI?
  • How will the macro economy, structurally, affect the KLCI movement? 
  • How will internal events or human activities, affect the direction of KLCI?
  • Is there an urgency I have to jump in to buy now, because it's an opportunity I cannot miss? 

No one can predict the next movement with 100% accuracy. Regardless of which action you take, the key thing is you act on the option of HIGHER PROBABILITY OF SUCCESS and LOWER RISK. Then, regardless of whether it is a right or wrong decision, you have to REACT INTELLIGENTLY and SKILLFUL enough, so that  you can EXTEND THE PROFIT, MINIMIZE THE LOST


It requires knowledge, skills, and proper home work. 



Monday 25 June 2012

Welcome to MY INVESTMENT COACHING!

Greetings and welcome to my blog!

I am a very Serious investor, and I hope to help others to treat investment VERY SERIOUSLY.

SERIOUS INVESTORS refer to investors, or investor-to-be, who are really serious in
1) wanting to earn serious return from stock investment. "Serious Return" refers to profit that are consistent and high enough to make a significant financial impact to you - good enough to improve your quality of life, a better peace of mind, or even ultimate financial freedom   
2) wanting to spend time and effort to learn everything that can help improve their investment return. 

"SERIOUS" had been strongly emphasized here, because only a person who is serious enough in what he is doing deserves to be successful in what he is doing. A person is serious in what he is doing because by nature he is passionate and enjoys what he is doing. 

Just imagine if a person who is not serious in stock investment, reluctant to learn and do proper home work for his investment decisions, but yet he decided to invest his money in the stock market for some reason, and hoping to get a good and quick return. This has no difference from betting your money in the casino, or to buy lottery. 

Good luck hardly follows a gambler, if it does, we won't be seeing billion dollar cash cow companies like Genting, Las Vegas Sands, SJM, BJtoto! Those Big Boys mentioned, become a giant cash cow, simply because they are SERIOUS in their business and did their home work. Being not serious in stock market, the person will ultimately become a "contributor", whereby he contributes his money to those SERIOUS investors who did their homework.

In this blog, we will post more interesting articles related to investment in stocks. Stay tuned and happy investing!